The Essential 5 Questions

For a secure, reliable retirement

How will you keep up with inflation once retired?

Unless your assets increase sufficiently during the retirement years, your standard of living may suffer.

What have you done to minimize or avoid tax increases?

If your income is fairly fixed during retirement, tax increases will erode your cash flows.

How will you pay for long-term chronic illnesses when they occur?

Statistics tell us that if you live long enough, you are very likely going to need some form of extended health care. That could have a devastating effect on your assets and income.

What have you done to keep your assets safe so that you don’t run out money?

Over a long retirement you might face stock market turmoil, large health care expenses, family crises, law suits and other risk factors. Can you afford large losses late in life?

Do you have an up-to-date Will?

Without a Will and perhaps a Testamentary Trust, your estate may not go to the people who are important to you.

The Essential 5 Questions

For a secure, reliable retirement

How will you keep up with inflation once retired?

Unless your assets increase sufficiently during the retirement years, your standard of living may suffer.

What have you done to minimize or avoid tax increases?

If your income is fairly fixed during retirement, tax increases will erode your cash flows.

How will you pay for long-term chronic illnesses when they occur?

Statistics tell us that if you live long enough, you are very likely going to need some form of extended health care. That could have a devastating effect on your assets and income.

What have you done to keep your assets safe so that you don’t run out money?

Over a long retirement you might face stock market turmoil, large health care expenses, family crises, law suits and other risk factors. Can you afford large losses late in life?

Do you have an up-to-date Will?

Without a Will and perhaps a Testamentary Trust, your estate may not go to the people who are important to you.

The Essential 5 Questions

For a secure, reliable retirement

How will you keep up with inflation once retired?

Unless your assets increase sufficiently during the retirement years, your standard of living may suffer.

What have you done to minimize or avoid tax increases?

If your income is fairly fixed during retirement, tax increases will erode your cash flows.

How will you pay for long-term chronic illnesses when they occur?

Statistics tell us that if you live long enough, you are very likely going to need some form of extended health care. That could have a devastating effect on your assets and income.

What have you done to keep your assets safe so that you don’t run out money?

Over a long retirement you might face stock market turmoil, large health care expenses, family crises, law suits and other risk factors. Can you afford large losses late in life?

Do you have an up-to-date Will?

Without a Will and perhaps a Testamentary Trust, your estate may not go to the people who are important to you.

Bio of Melvin Chilewich, JD

Founder

Melvin Chilewich, JD has had a successful career through over 40 years in the legal and financial services industries. He has authored and published numerous articles on financial, legal and investment topics. He is a frequent presenter of workshops throughout the region on the universal requirements for effective financial solutions for today’s retirement and estate planning needs, as well as for income and asset protection. The goal is to preserve assets and maximize income during the retirement years with minimal risk. He is associated with many leading financial and insurance organizations.

Melvin attributes much of his success to his past experiences as an attorney, international businessman and trade consultant. Melvin is a member of the New York and New Jersey State Bars, was a three-time President of the South Jersey Chapter of the National Association of Insurance and Financial Advisors (NAIFA) and then served as the President of the New Jersey State NAIFA organization.

He also served as an adjunct Assistant Professor of International Marketing at a leading university in Philadelphia. In years past he was appointed Democratic Nominee for the New Jersey State Legislature, 22nd Assembly District. Melvin has recently been appointed as an Arbitrator for Dispute Resolution by FINRA, the U.S. Financial Industry Regulatory Authority.

Melvin spent many years serving as the Chairman of the Board of Trustees of Genesis Economic Self-Sufficiency Program, Camden, NJ. He is involved in numerous civic activities.

The Essential 5 Questions

The Essential 5 Questions

The Essential 5 Questions

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