The Essential 5 Questions

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Unless your assets increase sufficiently during the retirement years, your standard of living may suffer.

If your income is fairly fixed during retirement, tax increases will erode your cash flows.

Statistics tell us that if you live long enough, you are very likely going to need some form of extended health care. That could have a devastating effect on your assets and income.

Over a long retirement you might face stock market turmoil, large health care expenses, family crises, law suits and other risk factors. Can you afford large losses late in life?

Without a Will and perhaps a Testamentary Trust, your estate may not go to the people who are important to you.